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Step 13: Loan Appraisal
Mortgage lenders always have an appraisal completed on the property before they will lend money, to ensure that they have enough security to protect their interests. If the appraisal is less then the your offer price, lenders won't loan the money without more security. Appraisals typically cost $200-$300 per property, require a home inspection, and may take several weeks to process.
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